Your budget for buying a home depends on factors such as your income, savings, credit score, debt-to-income ratio, and the amount of down payment you can afford.
Earnest money is a deposit made by the buyer to show their commitment to purchasing the property. The amount varies but is typically around 1% to 3% of the home's purchase price.
The timeline for finding and purchasing a home can vary widely based on factors such as market conditions, availability of inventory, financing approval, and negotiation process.
A home inspection is a thorough examination of a property's condition, including its structural integrity, electrical systems, plumbing, and more.
Homeowner's insurance is a type of insurance policy that provides financial protection against damage to your home.
The home buying process typically begins with getting pre-approved for a mortgage to determine your budget.
The closing process typically takes between 30 to 45 days from the time the purchase agreement is signed.
During a home inspection, look for structural issues, electrical and plumbing problems, mold or water damage, and HVAC system functionality.
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Your borrowing capacity depends on various factors, including your income, credit score, debt-to-income ratio, down payment amount, and current interest rates.
