Frequently Asked Questions

General Question

How do I determine my budget for buying a home?

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Your budget for buying a home depends on factors such as your income, savings, credit score, debt-to-income ratio, and the amount of down payment you can afford.

What is earnest money, and how much should I offer?

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Earnest money is a deposit made by the buyer to show their commitment to purchasing the property. The amount varies but is typically around 1% to 3% of the home's purchase price.

How long does it take to find and purchase a home?

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The timeline for finding and purchasing a home can vary widely based on factors such as market conditions, availability of inventory, financing approval, and negotiation process.

What is a home inspection, and is it necessary?

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A home inspection is a thorough examination of a property's condition, including its structural integrity, electrical systems, plumbing, and more.

What is homeowner's insurance, and why is it important?

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Homeowner's insurance is a type of insurance policy that provides financial protection against damage to your home.

Inquiry Question

How do I start the home-buying process?

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The home buying process typically begins with getting pre-approved for a mortgage to determine your budget.

How long does it take to close on a house?

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The closing process typically takes between 30 to 45 days from the time the purchase agreement is signed.

What should I look for during a home inspection?

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During a home inspection, look for structural issues, electrical and plumbing problems, mold or water damage, and HVAC system functionality.

What if the product I want is out of stock?

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If a product is out of stock, you can sign up for notifications to be informed when it becomes available again. Alternatively, check back regularly as our stock is frequently updated.

How much can I afford to borrow for a mortgage?

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Your borrowing capacity depends on various factors, including your income, credit score, debt-to-income ratio, down payment amount, and current interest rates.

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